{"id":1258,"date":"2026-09-18T22:29:30","date_gmt":"2026-09-18T22:29:30","guid":{"rendered":"https:\/\/neverlosebitcoin.com\/?page_id=1258"},"modified":"2026-09-18T22:29:32","modified_gmt":"2026-09-18T22:29:32","slug":"pension","status":"publish","type":"page","link":"https:\/\/neverlosebitcoin.com\/fr\/calculators\/pension\/","title":{"rendered":"Bitcoin Pension Calculator"},"content":{"rendered":"<p class=\"wp-block-paragraph\">A small monthly bitcoin habit can compound into serious savings over the decades. Enter your age, your retirement goal, and your monthly amount to project what your stack could be worth when you retire.<\/p>\n\n\n\n<div class=\"nlb-calc\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n<style>\n.nlb-calc { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F7FAFC; border: 1px solid #E5E7EB; border-radius: 20px; padding: 32px; max-width: 720px; margin: 0 auto; color: #0F172A; }\n.nlb-calc h3 { font-size: 24px; font-weight: 800; letter-spacing: -0.02em; margin: 0 0 6px; }\n.nlb-calc .nlb-sub { color: #64748B; font-size: 15px; margin: 0 0 24px; line-height: 1.6; }\n.nlb-calc .nlb-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 20px; }\n.nlb-calc label { display: block; font-size: 13px; font-weight: 600; color: #475569; margin-bottom: 6px; }\n.nlb-calc input { width: 100%; box-sizing: border-box; font-family: inherit; font-size: 16px; font-weight: 600; padding: 12px 14px; border: 1px solid #E5E7EB; border-radius: 12px; background: #FFFFFF; color: #0F172A; outline: none; transition: border-color .15s, box-shadow .15s; }\n.nlb-calc input:focus { border-color: #F7931A; box-shadow: 0 0 0 3px rgba(247,147,26,.15); }\n.nlb-calc button.nlb-btn { font-family: inherit; font-size: 16px; font-weight: 700; color: #fff; background: #F7931A; border: none; border-radius: 12px; padding: 14px 28px; cursor: pointer; transition: transform .1s, background .15s; }\n.nlb-calc button.nlb-btn:hover { background: #E8850C; }\n.nlb-calc button.nlb-btn:active { transform: scale(.98); }\n.nlb-calc .nlb-results { display: none; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 24px; }\n.nlb-calc .nlb-results.show { display: grid; }\n.nlb-calc .nlb-stat { background: #FFFFFF; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 16px; }\n.nlb-calc .nlb-stat.wide { grid-column: 1 \/ -1; text-align: center; padding: 26px 16px; }\n.nlb-calc .nlb-stat .nlb-k { font-size: 12px; font-weight: 600; color: #94A3B8; text-transform: uppercase; letter-spacing: .04em; margin-bottom: 6px; }\n.nlb-calc .nlb-stat .nlb-v { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; }\n.nlb-calc .nlb-stat.wide .nlb-v { font-size: 40px; color: #F7931A; letter-spacing: -0.03em; }\n.nlb-calc .nlb-fine { font-size: 12px; color: #94A3B8; margin: 20px 0 0; line-height: 1.6; }\n@media (max-width: 560px) { .nlb-calc .nlb-grid, .nlb-calc .nlb-results { grid-template-columns: 1fr; } .nlb-calc { padding: 24px 20px; } .nlb-calc .nlb-stat.wide .nlb-v { font-size: 30px; } }\nbody.color-switch-dark .nlb-calc { background: #151B24; border-color: #2D333B; color: #F1F5F9; }\nbody.color-switch-dark .nlb-calc .nlb-sub { color: #94A3B8; }\nbody.color-switch-dark .nlb-calc label { color: #CBD5E1; }\nbody.color-switch-dark .nlb-calc input { background: #0B0E13; border-color: #2D333B; color: #F1F5F9; }\nbody.color-switch-dark .nlb-calc .nlb-stat { background: #0B0E13; border-color: #2D333B; }\n<\/style>\n<h3>Bitcoin Pension Calculator<\/h3>\n<p class=\"nlb-sub\">What could a monthly bitcoin habit be worth by the time you retire?<\/p>\n<div class=\"nlb-grid\">\n  <div><label for=\"pen-age\">Your age today<\/label><input id=\"pen-age\" type=\"number\" value=\"30\" min=\"16\" max=\"100\"><\/div>\n  <div><label for=\"pen-retire\">Retirement age<\/label><input id=\"pen-retire\" type=\"number\" value=\"60\" min=\"17\" max=\"100\"><\/div>\n  <div><label for=\"pen-monthly\">Monthly investment (USD)<\/label><input id=\"pen-monthly\" type=\"number\" value=\"200\" min=\"1\"><\/div>\n  <div><label for=\"pen-growth\">Assumed yearly growth (%)<\/label><input id=\"pen-growth\" type=\"number\" value=\"25\" min=\"-90\" max=\"1000\"><\/div>\n<\/div>\n<button class=\"nlb-btn\" id=\"pen-btn\">Calculate<\/button>\n<div class=\"nlb-results\" id=\"pen-results\">\n  <div class=\"nlb-stat wide\"><div class=\"nlb-k\">Projected portfolio at retirement<\/div><div class=\"nlb-v\" id=\"pen-value\">\u2013<\/div><\/div>\n  <div class=\"nlb-stat\"><div class=\"nlb-k\">Total invested<\/div><div class=\"nlb-v\" id=\"pen-invested\">\u2013<\/div><\/div>\n  <div class=\"nlb-stat\"><div class=\"nlb-k\">Bitcoin stacked<\/div><div class=\"nlb-v\" id=\"pen-btc\">\u2013<\/div><\/div>\n<\/div>\n<p class=\"nlb-fine\">Projection only, not financial advice. Assumes the bitcoin price grows smoothly at the rate you set, with monthly buys. It ignores inflation, taxes, and fees, and real markets are volatile. Past performance never guarantees future results.<\/p>\n<script>\n(function(){\n  var PRICE = 81200;\n  fetch('https:\/\/api.coingecko.com\/api\/v3\/simple\/price?ids=bitcoin&vs_currencies=usd')\n    .then(function(r){ return r.json(); })\n    .then(function(j){ if (j && j.bitcoin && j.bitcoin.usd) PRICE = j.bitcoin.usd; })\n    .catch(function(){});\n  function fmt(n){ return '$' + Math.round(n).toLocaleString('en-US'); }\n  document.getElementById('pen-btn').addEventListener('click', function(){\n    var age = parseFloat(document.getElementById('pen-age').value) || 30;\n    var ret = parseFloat(document.getElementById('pen-retire').value) || 60;\n    var monthly = parseFloat(document.getElementById('pen-monthly').value) || 0;\n    var g = (parseFloat(document.getElementById('pen-growth').value) || 0) \/ 100;\n    var years = Math.max(ret - age, 0), months = Math.round(years * 12), btc = 0;\n    for (var m = 0; m < months; m++) { btc += monthly \/ (PRICE * Math.pow(1 + g, m \/ 12)); }\n    var endPrice = PRICE * Math.pow(1 + g, years);\n    document.getElementById('pen-value').textContent = fmt(btc * endPrice);\n    document.getElementById('pen-invested').textContent = fmt(monthly * months);\n    document.getElementById('pen-btc').textContent = btc.toFixed(btc < 0.01 ? 6 : 4) + ' BTC';\n    document.getElementById('pen-results').classList.add('show');\n  });\n})();\n<\/script>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A small monthly bitcoin habit can compound into serious savings over the decades. Enter your age, your retirement goal, and your monthly amount to project what your stack could be worth when you retire. Bitcoin Pension Calculator What could a monthly bitcoin habit be worth by the time you retire? Your age today Retirement age&#8230;<\/p>","protected":false},"author":5,"featured_media":0,"parent":1237,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1258","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"WUMBOLOVER","author_link":"https:\/\/neverlosebitcoin.com\/fr\/author\/wumbolover\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/pages\/1258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/comments?post=1258"}],"version-history":[{"count":1,"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/pages\/1258\/revisions"}],"predecessor-version":[{"id":1260,"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/pages\/1258\/revisions\/1260"}],"up":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/pages\/1237"}],"wp:attachment":[{"href":"https:\/\/neverlosebitcoin.com\/fr\/wp-json\/wp\/v2\/media?parent=1258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}