{"id":1244,"date":"2026-09-18T22:26:25","date_gmt":"2026-09-18T22:26:25","guid":{"rendered":"https:\/\/neverlosebitcoin.com\/?page_id=1244"},"modified":"2026-09-30T00:10:55","modified_gmt":"2026-09-30T00:10:55","slug":"dca","status":"publish","type":"page","link":"https:\/\/neverlosebitcoin.com\/de\/calculators\/dca\/","title":{"rendered":"DCA-Rechner"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Unter \u201eDollar-Cost-Averaging\u201c versteht man den regelm\u00e4\u00dfigen Kauf einer festen Menge Bitcoin, unabh\u00e4ngig von der aktuellen Kursentwicklung. Dieser best\u00e4ndige Ansatz gleicht Schwankungen im Laufe der Zeit aus. Geben Sie unten Ihren monatlichen Betrag ein, um zu sehen, wie sich diese regelm\u00e4\u00dfigen K\u00e4ufe im Laufe der Zeit entwickeln k\u00f6nnten.<\/p>\n\n\n\n<div class=\"nlb-calc\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n<style>\n.nlb-calc { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F7FAFC; border: 1px solid #E5E7EB; border-radius: 20px; padding: 32px; max-width: 720px; margin: 0 auto; color: #0F172A; }\n.nlb-calc h3 { font-size: 24px; font-weight: 800; letter-spacing: -0.02em; margin: 0 0 6px; }\n.nlb-calc .nlb-sub { color: #64748B; font-size: 15px; margin: 0 0 24px; line-height: 1.6; }\n.nlb-calc .nlb-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 20px; }\n.nlb-calc label { display: block; font-size: 13px; font-weight: 600; color: #475569; margin-bottom: 6px; }\n.nlb-calc input { width: 100%; box-sizing: border-box; font-family: inherit; font-size: 16px; font-weight: 600; padding: 12px 14px; border: 1px solid #E5E7EB; border-radius: 12px; background: #FFFFFF; color: #0F172A; outline: none; transition: border-color .15s, box-shadow .15s; }\n.nlb-calc input:focus { border-color: #F7931A; box-shadow: 0 0 0 3px rgba(247,147,26,.15); }\n.nlb-calc .nlb-price-row { display: flex; align-items: center; gap: 8px; font-size: 12px; color: #94A3B8; margin: -12px 0 20px; }\n.nlb-calc .nlb-live-dot { width: 8px; height: 8px; border-radius: 50%; background: #22C55E; display: inline-block; }\n.nlb-calc button.nlb-btn { font-family: inherit; font-size: 16px; font-weight: 700; color: #fff; background: #F7931A; border: none; border-radius: 12px; padding: 14px 28px; cursor: pointer; transition: transform .1s, background .15s; }\n.nlb-calc button.nlb-btn:hover { background: #E8850C; }\n.nlb-calc button.nlb-btn:active { transform: scale(.98); }\n.nlb-calc .nlb-results { display: none; grid-template-columns: 1fr 1fr 1fr; gap: 12px; margin-top: 24px; }\n.nlb-calc .nlb-results.show { display: grid; }\n.nlb-calc .nlb-stat { background: #FFFFFF; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 16px; }\n.nlb-calc .nlb-stat .nlb-k { font-size: 12px; font-weight: 600; color: #94A3B8; text-transform: uppercase; letter-spacing: .04em; margin-bottom: 6px; }\n.nlb-calc .nlb-stat .nlb-v { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; }\n.nlb-calc .nlb-stat .nlb-v.orange { color: #F7931A; }\n.nlb-calc .nlb-fine { font-size: 12px; color: #94A3B8; margin: 20px 0 0; line-height: 1.6; }\n@media (max-width: 560px) { .nlb-calc .nlb-grid { grid-template-columns: 1fr; } .nlb-calc .nlb-results { grid-template-columns: 1fr; } .nlb-calc { padding: 24px 20px; } }\nbody.color-switch-dark .nlb-calc { background: #151B24; border-color: #2D333B; color: #F1F5F9; }\nbody.color-switch-dark .nlb-calc .nlb-sub { color: #94A3B8; }\nbody.color-switch-dark .nlb-calc label { color: #CBD5E1; }\nbody.color-switch-dark .nlb-calc input { background: #0B0E13; border-color: #2D333B; color: #F1F5F9; }\nbody.color-switch-dark .nlb-calc .nlb-stat { background: #0B0E13; border-color: #2D333B; }\n<\/style>\n<h3>DCA-Rechner<\/h3>\n<p class=\"nlb-sub\">Legen Sie jeden Monat einen festen Betrag beiseite und sehen Sie, was sich durch regelm\u00e4\u00dfige K\u00e4ufe entwickeln k\u00f6nnte.<\/p>\n<div class=\"nlb-grid\">\n  <div><label for=\"dca-monthly\">Monatliche Anlage (USD)<\/label><input id=\"dca-monthly\" type=\"number\" value=\"100\" min=\"1\"><\/div>\n  <div><label for=\"dca-years\">Dauer (Jahre)<\/label><input id=\"dca-years\" type=\"number\" value=\"4\" min=\"1\" max=\"50\"><\/div>\n  <div><label for=\"dca-price\">Der heutige Bitcoin-Kurs (USD)<\/label><input id=\"dca-price\" type=\"number\" value=\"81200\" min=\"1\"><\/div>\n  <div><label for=\"dca-growth\">Angenommenes j\u00e4hrliches Wachstum (%)<\/label><input id=\"dca-growth\" type=\"number\" value=\"30\" min=\"-90\" max=\"1000\"><\/div>\n<\/div>\n<div class=\"nlb-price-row\"><span class=\"nlb-live-dot\"><\/span><span id=\"dca-live\">Live-Kurs wird abgerufen\u2026<\/span><\/div>\n<button class=\"nlb-btn\" id=\"dca-btn\">Berechnen<\/button>\n<div class=\"nlb-results\" id=\"dca-results\">\n  <div class=\"nlb-stat\"><div class=\"nlb-k\">Gesamtinvestition<\/div><div class=\"nlb-v\" id=\"dca-invested\">\u2013<\/div><\/div>\n  <div class=\"nlb-stat\"><div class=\"nlb-k\">Bitcoin gestapelt<\/div><div class=\"nlb-v\" id=\"dca-btc\">\u2013<\/div><\/div>\n  <div class=\"nlb-stat\"><div class=\"nlb-k\">Prognostizierter Wert<\/div><div class=\"nlb-v orange\" id=\"dca-value\">\u2013<\/div><\/div>\n<\/div>\n<p class=\"nlb-fine\">Dies ist lediglich eine Prognose und stellt keine Finanzberatung dar. Es wird davon ausgegangen, dass der Bitcoin-Kurs gleichm\u00e4\u00dfig mit der von Ihnen festgelegten Rate steigt und dass Sie einmal im Monat kaufen. Die realen M\u00e4rkte sind volatil; die Wertentwicklung in der Vergangenheit ist keine Garantie f\u00fcr zuk\u00fcnftige Ergebnisse.<\/p>\n<script>\n(function(){\n  var priceInput = document.getElementById('dca-price');\n  fetch('https:\/\/api.coingecko.com\/api\/v3\/simple\/price?ids=bitcoin&vs_currencies=usd')\n    .then(function(r){ return r.json(); })\n    .then(function(j){ if (j && j.bitcoin && j.bitcoin.usd) { priceInput.value = j.bitcoin.usd; document.getElementById('dca-live').textContent = 'Live price: $' + Number(j.bitcoin.usd).toLocaleString('en-US'); } })\n    .catch(function(){ document.getElementById('dca-live').textContent = 'Live price unavailable, using manual price.'; });\n  function fmt(n){ return '$' + Math.round(n).toLocaleString('en-US'); }\n  document.getElementById('dca-btn').addEventListener('click', function(){\n    var monthly = parseFloat(document.getElementById('dca-monthly').value) || 0;\n    var years = parseFloat(document.getElementById('dca-years').value) || 0;\n    var price0 = parseFloat(priceInput.value) || 1;\n    var g = (parseFloat(document.getElementById('dca-growth').value) || 0) \/ 100;\n    var months = Math.round(years * 12), btc = 0;\n    for (var m = 0; m < months; m++) { var p = price0 * Math.pow(1 + g, m \/ 12); btc += monthly \/ p; }\n    var endPrice = price0 * Math.pow(1 + g, years);\n    var invested = monthly * months, value = btc * endPrice;\n    document.getElementById('dca-invested').textContent = fmt(invested);\n    document.getElementById('dca-btc').textContent = btc.toFixed(btc < 0.01 ? 6 : 4) + ' BTC';\n    document.getElementById('dca-value').textContent = fmt(value);\n    document.getElementById('dca-results').classList.add('show');\n  });\n})();\n<\/script>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">H\u00e4ufig gestellte Fragen<\/h2>\n\n\n<style>.kt-accordion-id1244_7a0cde-d5 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-id1244_7a0cde-d5 .kt-accordion-panel-inner{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id1244_7a0cde-d5 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}@media all and (max-width: 767px){.kt-accordion-id1244_7a0cde-d5 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id1244_7a0cde-d5 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id1244_7a0cde-d5 kt-accordion-has-5-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane1244_000cb1-7d\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Was leistet der DCA-Rechner?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Das Tool zeigt, wie sich ein fester monatlicher Bitcoin-Kauf \u00fcber einen bestimmten Zeitraum hinweg entwickeln k\u00f6nnte. Sie geben den monatlichen Betrag, die Laufzeit, den aktuellen Kurs und eine angenommene j\u00e4hrliche Wachstumsrate ein.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane1244_74748c-5a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Was ist der Durchschnittskosteneffekt?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Unter \u201eDollar-Cost-Averaging\u201c versteht man den regelm\u00e4\u00dfigen Kauf einer festen Dollar-Summe in Bitcoin, unabh\u00e4ngig vom Kurs. Dadurch entf\u00e4llt die Notwendigkeit, den richtigen Zeitpunkt f\u00fcr den Markteinstieg abzupassen.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane1244_cd2d2a-d8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Woher kommt der Bitcoin-Preis?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Der Rechner ruft den aktuellen Bitcoin-Kurs automatisch ab, und Sie k\u00f6nnen diesen bearbeiten. Die Prognose geht dann von einem gleichm\u00e4\u00dfigen j\u00e4hrlichen Wachstum in der von Ihnen festgelegten H\u00f6he aus.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane1244_c2c226-e9\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Handelt es sich hierbei um eine Finanzberatung?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Nein. Auf der Seite wird darauf hingewiesen, dass es sich bei dem Ergebnis lediglich um eine Prognose handelt und nicht um eine Finanzberatung. Bitcoin unterliegt starken Kursschwankungen, und die tats\u00e4chlichen Renditen werden von der Annahme eines gleichm\u00e4\u00dfigen Wachstums abweichen.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane1244_b57d93-f6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Ber\u00fccksichtigt der Rechner Geb\u00fchren oder Steuern?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Nein. Es wird davon ausgegangen, dass der investierte Betrag mit der angenommenen Rendite w\u00e4chst, ohne dass Handelsgeb\u00fchren, Spreads oder Steuern abgezogen werden. Ihr tats\u00e4chliches Ergebnis w\u00fcrde nach Abzug der Kosten niedriger ausfallen.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Dollar-cost averaging means buying a fixed amount of bitcoin on a regular schedule, no matter what the price is doing. This steady approach smooths out volatility over time. Enter your monthly amount below to project what consistent buys could grow into. DCA Calculator Stack a fixed amount every month and see what steady buying could&#8230;<\/p>","protected":false},"author":5,"featured_media":1918,"parent":1237,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1244","page","type-page","status-publish","has-post-thumbnail","hentry"],"taxonomy_info":[],"featured_image_src_large":["https:\/\/neverlosebitcoin.com\/wp-content\/uploads\/2026\/09\/nlb-default-thumbnail-1024x576.webp",1024,576,true],"author_info":{"display_name":"WUMBOLOVER","author_link":"https:\/\/neverlosebitcoin.com\/de\/author\/wumbolover\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/pages\/1244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/comments?post=1244"}],"version-history":[{"count":4,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/pages\/1244\/revisions"}],"predecessor-version":[{"id":1691,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/pages\/1244\/revisions\/1691"}],"up":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/pages\/1237"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/media\/1918"}],"wp:attachment":[{"href":"https:\/\/neverlosebitcoin.com\/de\/wp-json\/wp\/v2\/media?parent=1244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}